Violating Your Oath: A Serious Offense
[16:94] Do not abuse the oaths among you, lest you slide back after having a strong foothold, then you incur misery. Such is the consequence of repelling from the path of GOD (by setting a bad example); you incur a terrible retribution.
[16:95] Do not sell your oaths before GOD short. What GOD possesses is far better for you, if you only knew.
[16:96] What you possess runs out, but what GOD possesses lasts forever. We will surely reward those who steadfastly persevere; we will recompense them for their righteous works.
In 16:96, what is it that God possess?
[55:27] Only the presence of your Lord lasts. Possessor of Majesty and Honor.
How to Predict If a Borrower Will Pay You Back
“In sum, according to these researchers, giving a detailed plan of how he can make his payments and mentioning commitments he has kept in the past are evidence someone will pay back a loan. Making promises and appealing to your mercy is a clear sign someone will go into default. Regardless of the reasons—or what it tells us about human nature that making promises is a sure sign someone will, in actuality, not do something—the scholars found the test was an extremely valuable piece of information in predicting default. Someone who mentions God was 2.2 times more likely to default. This was among the single highest indicators that someone would not pay back.”